Saving Her House
Megan *, who was in the middle of a divorce, fell behind on her house payments. She worked with the lender to obtain a loan modification. The lender agreed to a temporary modification which allowed her to pay for three months, and if she remained current, the modification would be permanent. However, while she was in the process of doing this, the lender filed a foreclosure action.
A Wisconsin Judicare panel attorney represented the Megan at the foreclosure hearing and raised the defense of the modification. The court rejected the lender’s request for a foreclosure judgment and ordered that if Megan successfully completed the terms of the modification agreement, the foreclosure would be dismissed. Megan complied.
The case was dismissed and she was able to keep the home for herself and her children.
* Not her real name.